Charting Financial Futures                                 
 May 2002 (pg1/4)
 

 

Planning News and Performance up to April 30, 2002
By Ted H. Van den Bos

Fund Name

1 month

3 month

1 year

2 year

3 year

5 year

10 year

15 year

Since Inception

AGF All Style Global Equity Seg Fund (A&C)

-5.2

-3.5

-

-

-

-

-

-

8.6

AGF American Growth Class Seg Fund (A&C)

-9.3

-10.3

-18.9

-21.9

-

-

-

-

-11.8

AGF International Stock Class Seg Fund (A&C)

-1.7

4.8

-6.3

0.6

-

-

-

-

5.3

AGF RSP American Growth Seg Fund (A&C)

-9.3

-10.4

-19.2

-22.6

-

-

-

-

-12.5

Aggressive Equity Fund (A&C)

-3.6

-0.8

-6.9

-10.8

5.6

6.1

-

-

5.5

AIM RSP International Growth Seg Fund (A&C)

-

-

-

-

-

-

-

-

0.0

All American Portfolio (A&C)

-7.8

-7.3

-

-

-

-

-

-

5.2

American Growth & Income Fund (A&C)

-7.0

-4.6

-7.8

0.2

-1.3

7.4

-

-

10.1

Balanced Fund (A&C)

-0.6

1.6

2.6

2.1

4.8

6.4

8.4

7.3

7.7

Bond Fund (A)

1.2

0.0

6.1

5.7

3.5

4.9

6.8

-

7.4

Bond Fund (C)

1.2

-0.1

5.7

5.3

3.1

4.6

6.6

-

7.2

Canada 60 Index Fund (A&C)

-

-

-

-

-

-

-

-

0.0

Canadian Dividend Fund (A)

-

-

-

-

-

-

-

-

0.0

Canadian Dividend Fund (C)

-6.2

-5.0

-14.1

-13.9

-6.9

6.1

10.0

9.2

-

Canadian Equity Fund (A&C)

-2.4

-1.7

-2.1

2.1

7.3

6.9

-

-

10.2

Canadian Small Cap Fund (A&C)

-

-

-

-

-

-

-

-

0.0

Discovery Fund (A&C)

-5.5

-5.2

-12.0

-20.2

-1.8

8.2

-

-

4.7

Diversified Equity Fund (A&C)

-3.0

1.5

-3.0

-3.9

5.0

-

-

-

4.2

Dividend Income Fund (A)

0.7

5.1

5.8

8.5

5.5

7.7

-

-

9.6

Dividend Income Fund (C)

0.7

5.0

5.6

8.3

5.3

7.6

-

-

9.5

EurAsia Index Fund (A&C)

-2.5

2.5

-19.0

-16.0

-6.2

1.4

-

-

2.0

Europe Index Fund (A&C)

-3.4

0.1

-18.6

-16.0

-6.1

-

-

-

0.2

Fidelity European Growth Seg Fund (A&C)

-5.2

0.0

-10.8

-12.8

-

-

-

-

-5.5

Fidelity International Portfolio Seg Fund (A&C)

-3.4

-0.7

-9.1

-11.4

-

-

-

-

-4.0

Fidelity True North® Seg Fund (A&C)

-2.6

0.9

-1.1

2.1

-

-

-

-

13.1

Global Equities Fund (A&C)

-4.4

-1.3

-22.3

-21.2

-11.6

-1.9

-

-

0.7

Growth Fund (A&C)

-2.8

0.3

-2.8

-5.9

7.0

6.3

9.8

6.2

10.8

Income Fund (A)

-

-

-

-

-

-

-

-

0.0

Income Fund (C)

-6.1

-4.7

-12.9

-12.8

-5.8

7.5

12.2

11.9

-

International Equity Fund (A&C)

-

-

-

-

-

-

-

-

0.0

Managed Fund (A&C)

-

-

-

-

-

-

-

-

0.0

Money Market Fund (A)

0.2

0.4

2.8

3.7

3.8

3.6

3.7

5.5

6.6

Money Market Fund (C)

0.1

0.2

1.7

2.6

2.7

2.6

3.2

5.2

6.4

Multi-National Growth & Income Fund (A&C)

-4.7

-5.6

-

-

-

-

-

-

-0.7

Pacific Basin Equities Fund (A&C)

1.2

12.6

-0.3

-13.5

-3.1

-4.9

-

-

-4.2

S&P 500 Index (US$) Fund (A&C)

-6.3

-5.1

-15.1

-15.8

-9.0

3.7

-

-

10.4

Simplicity Plus™ Growth Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Simplicity Plus™ Income Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Simplicity Plus™ Performance Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Synchrony Conservative Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Synchrony Conservative RRSP Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Synchrony Income and Growth Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Synchrony Performance Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Synchrony Performance RRSP Portfolio (A&C)

-

-

-

-

-

-

-

-

0.0

Talvest Cdn. Asset Allocation Seg Fund (A&C)

-1.5

0.4

0.0

-2.5

-

-

-

-

1.7

Talvest Global Bond RSP Seg Fund (A)

2.2

2.5

8.6

4.9

-

-

-

-

1.3

Talvest Global Bond RSP Seg Fund (C)

2.1

2.4

8.2

4.5

-

-

-

-

0.9

Talvest Global RSP Seg Fund (A&C)

-4.6

-1.0

-13.3

-15.2

-

-

-

-

-10.6

Talvest Small Cap Cdn. Equity Seg Fund (A&C)

3.1

8.3

11.9

9.8

-

-

-

-

14.0

Trimark RSP Global Balanced Seg Fund (A&C)

-

-

-

-

-

-

-

-

0.0

US 500 Index Fund (A&C)

-

-

-

-

-

-

-

-

0.0

US Equity Fund (A&C)

-

-

-

-

-

-

-

-

0.0

Value Equity Fund (A&C)

-

-

-

-

-

-

-

-

0.0


[1] Fund returns are shown after administrative and management fees have been deducted. All performance information represents past results and should not be construed as indicative of future performance.

 Month End Commentary to April 30, 2002

In progress

Check your financial health for prosperity

Any time is an ideal time to take stock of your finances. Here are 10 issues to consider.

1. Take good care of yourself. Poor health is the biggest threat to financial security.

2. Have "what-if" documents. An enduring power of attorney lets you name someone to take over if illness or injury affects your decision-making ability. Otherwise, your spouse or another family member will need official permission.

You need a will, especially if there are children from a prior marriage, you're in a common-law partnership not covered by provincial succession laws, or you're leaving bequests outside the family.

A living will or medical directive lets you state how far doctors should go in keeping you alive.

3. Protect yourself and your family with adequate insurance. Life insurance is essential, as is disability coverage.

4. Check your home and auto insurance. Is the coverage adequate? Can you boost deductibles to reduce premiums?

5. Understand your pension and insurance benefits at work. Check for overlaps with personal plans and your spouse's employment benefits.

6. Compile a net worth statement. Determine the difference between total assets and total debts to find out where you stand.

7. Pay down debt that is not tax-deductible. Invest the interest you save.

8. Pay yourself first. Have RRSP contributions and other investment money automatically deducted from your pay cheque or bank account.

9. Review your investment strategy. Do you understand what you hold? Have a plan and stick to it.

10. Minimize tax. While doing this year's tax return, look for prudent ways to save tax.

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